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Financial literacy

CFEP 5 Investing (S-415-CFEP)


Description
Note: You need to register "CFEP 0 Enroll" first.
This course will address topics such as
- What is the need to save
- What are some investment options
- What is investment risk and how is it related to the return on your investment
- What are tax-advantaged investments
Content
  • Overview
  • Section 1: Saving and Investing
  • The need to save
  • Putting money in a bank
  • Earning interest
  • Different interest rates
  • Certificates of deposit (CDs)
  • Simple investing
  • Investing versus spending
  • Is Wall Street real?
  • Exercises
  • Section 2: The Act of Investing
  • Acting as an investor
  • Factors of investment returns
  • Coca-Cola, now and then
  • Stocks and bonds
  • An example of stock shares
  • An example of bonds
  • Stock ticker symbols
  • Online stock research
  • Section 3: Basic Concepts
  • Investing exercises
  • Setting up investing objectives
  • Investment retirement funds
  • Investment income vs. job income
  • Impact of inflation on investment
  • The value of time
  • Exercises
  • Section 4: Investing Risk
  • Investment risk
  • Risk and return relationship
  • Section 5: Levels of Risk and Their Channels
  • Low-risk investments
  • Go to a local bank and
  • Go online to treasurydirect.gov and buy
  • Find a brokerage or asset-investment company
  • Medium-risk investment
  • Bonds and bond mutual funds
  • Real-estate investment
  • Investment-insurance products
  • High-risk investment
  • Mutual funds
  • Exchange-traded funds (ETFs)
  • Hedge funds
  • Stocks
  • Options
  • Foreign currencies
  • Futures
  • Derivatives
  • Ventures
  • Exercises
  • Section 6: Other Considerations in Investing
  • Fees for different types of investments
  • Advantages and disadvantages of investment channels
  • Questions to ask when buying stocks
  • Tax impact on investment
  • The risk of not investing
  • Section 7:Tax-Advantaged Investments
  • Tax-Advantaged Investments
  • Available tax advantages on investment income
  • Types of investments that are tax advantaged
  • Retirement savings plans and health savings accounts
  • Section 8: The Role Investing Plays in Financial Planning
  • A comprehensive financial plan
  • Difference between diversification and asset allocation
  • Active versus passive investing strategies
  • Wealth and net worth
  • Section 9: Government Protection Against Fraud
  • Government Protection Against Fraud
  • Federal investor-protection agencies
  • State regulations
  • Warning signs of investment fraud
  • Finding a reputable investment adviser
  • Summary and Final Exam
  • Key Aptitudes
  • Concepts
  • Investing Test
Completion rules
  • You must complete the test "Investing Test"
  • Leads to a certificate with a duration: 1 year
Prerequisites
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